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✦ Case Study — Resolved
$16,500 Cash and Keep

2023 Ram 2500 Lemon Law Case Study — Montana

Purchased new in Montana
Case resolved May 2026  •  Published May 12, 2026
105 Days
Out of Service
DTC P1D90
Transmission Code
Trans. Replaced
Internal Failure
Case Overview

A 2023 Ram 2500 Heavy-Duty Pickup Purchased New In Montana That Spent A Single 104-Day Stretch Out Of Service For A Complete Transmission Replacement, Burnt Transmission Fluid With Metal Debris (DTC P1D90), And Cascading Engine-Cooling Failures On The Idler Pulley, Tensioner Pulley, Water Pump, And Viscous Fan Clutch

Ram 2500 lemon law claims in Montana are covered under Montana’s New Motor Vehicle Warranty Act (Mont. Code Ann. § 61-4-501 et seq.) and the federal Magnuson-Moss Warranty Act (15 U.S.C. § 2310). When a heavy-duty pickup requires a complete transmission replacement and the manufacturer’s own authorized dealership documents burnt transmission fluid with metal debris and a stored powertrain DTC, the owner is entitled to a remedy under express warranty law — even where state-law presumption windows have expired. Easy Lemon recovered a $16,500 Cash and Keep settlement for this client.

Our client purchased a brand-new 2023 Ram 2500 from J.C. Billion Incorporated, an authorized Ram dealership in Montana, on May 30, 2023 — Ram’s heavy-duty 3/4-ton pickup, sold at a premium specifically for the work-truck dependability promise behind the Ram heavy-duty platform manufactured by FCA US LLC (Stellantis). The truck had just 15 miles on the odometer at delivery. By 22,954 miles the powertrain was in catastrophic distress and the truck would be off the road for 104 consecutive days while Ram’s authorized dealership replaced the entire automatic transmission, the engine cooling system, and the viscous fan clutch assembly.

Across those two visits, technicians replaced the complete automatic transmission together with the thermal bypass valve and the transmission cooler (stored DTC P1D90; burnt transmission fluid with a large amount of metal debris in the pan, indicating internal failure), the water pump, thermostat and housing assembly, the idler pulley, tensioner pulley, and the fan clutch on the viscous fan (worn bearings across all three pulley positions plus excessive play in the fan clutch). The TCM was updated and a TCM Quicklearn procedure was performed. A loose fused B+ starter nut required retorquing at a follow-up visit, and a recall was performed to update the SCCM.

What Went Wrong

  • Complete transmission replacement — stored DTC P1D90: Transmission slipping and shifting hard reported, technicians verified the concern, found DTC P1D90, and discovered burnt transmission fluid and a large amount of metal debris in the fluid pan — indicating internal failure. The complete transmission, thermal bypass valve, and transmission cooler to the radiator were replaced. The TCM was updated and a TCM Quicklearn procedure was performed.
  • Worn idler pulley bearings: Squealing noise from the engine, escalating in volume. Technicians found worn bearings in the idler pulley and replaced it.
  • Worn tensioner pulley bearings: Worn bearings also documented in the tensioner pulley assembly — replaced.
  • Worn water pump pulley bearings: Worn bearings documented in the water pump pulley as well — the complete water pump and the thermostat and housing assembly were replaced.
  • Viscous fan clutch failure — excessive play: The fan clutch on the viscous fan was documented with excessive play and replaced.
  • Voltage drop from 14.2 to 13.2 volts: The vehicle’s charging system was observed dropping voltage during the engine squeal event — symptomatic of accessory-drive belt loading caused by the worn pulley assemblies.
  • Starter cranking but not starting — loose fused B+ nut: The fused B+ starter nut was found loose at the follow-up visit and retorqued to specification — a high-current electrical termination concern on a 24V-style heavy-duty starting circuit.
  • SCCM recall performed: The follow-up visit also included a manufacturer-issued recall to update the Steering Column Control Module (SCCM) — a manufacturer-level admission of a steering-column electrical-system defect.
  • Chrome trim peeling on AC vents: The chrome trim around the AC vents was peeling at the follow-up visit; a replacement trim piece was placed on backorder.
🔧
2
Documented Visits
📅
105
Days Out of Service
🚗
22,954
Miles at First Repair
💰
$16.5K
Cash & Keep
Repair History

A Single 104-Day Visit For A Complete Transmission Replacement Plus A Follow-Up SCCM Recall And Starter Fault

Visit 1 — June 25 – October 6, 2025 (104 Days Out of Service)

  • Issues reported: A squealing noise from the engine that gradually became louder, a voltage drop from 14.2 to 13.2 volts, and the transmission slipping and shifting hard
  • Cooling-system & accessory-drive findings: Technicians verified the engine-squeal concern and found worn bearings in the idler pulley, tensioner pulley, and water pump pulley, plus excessive play in the viscous fan clutch
  • Cooling-system repairs: Water pump, thermostat and housing assembly, idler pulley, tensioner pulley, and the fan clutch on the viscous fan all replaced
  • Transmission diagnosis: Technicians verified the transmission concern, found stored DTC P1D90, and discovered burnt transmission fluid and a large amount of metal debris in the fluid pan — indicating internal failure (a manufacturer-level admission of nonconformity from Ram’s own authorized dealership)
  • Transmission repairs: Complete transmission assembly replaced, thermal bypass valve replaced, transmission cooler to the radiator replaced, TCM updated, TCM Quicklearn procedure performed
  • This single visit (104 calendar days) by itself exceeds the Montana 30-day cumulative-out-of-service threshold by more than 3.4x

Visit 2 — October 18, 2025 (1 Day)

  • Issue reported: Chrome trim around the AC vents peeling; the starter cranking but not starting
  • Trim: Replacement trim piece placed on backorder
  • Starter: The fused B+ starter nut was found loose and retorqued to specification — a high-current electrical termination concern
  • Recall: Manufacturer-issued recall performed to update the Steering Column Control Module (SCCM) — a manufacturer-level admission of a steering-column electrical-system defect
Legal Analysis

Why This Ram 2500 Qualified For A $16,500 Cash And Keep Settlement Under Federal Magnuson-Moss And Montana Warranty Law

The 2023 Ram 2500 is FCA US LLC’s (Stellantis’s) heavy-duty 3/4-ton pickup, sold at a premium specifically because of the work-truck dependability promise that comes with the Ram heavy-duty platform — the Cummins-and-HEMI-anchored brand identity that Ram has built around capability, towing, and job-site reliability. When the automatic transmission has to be replaced wholesale at 22,954 miles — with burnt transmission fluid and metal debris in the pan as the manufacturer’s own diagnostic finding — the nonconformity strikes at every element of use, value, and the work-truck purpose the vehicle was sold to perform.

This case presented several compelling legal factors:

  • Montana New Motor Vehicle Warranty Act (Mont. Code Ann. § 61-4-501 et seq.): Montana protects new-vehicle buyers within a two-year-from-delivery / 18,000-mile term of protection. The statute creates a presumption that a reasonable number of repair attempts have been made if the same nonconformity has been the subject of four or more repair attempts, or if the vehicle has been out of service for a cumulative total of more than 30 days by reason of repair. The Ram 2500’s 105 cumulative calendar days out of service exceeds the Montana 30-day threshold by 3.5x — the cumulative-days prong is met more than three times over by the cumulative-day measure alone.
  • Single visit exceeds the entire MT prong by itself: Visit 1 (June 25 – October 6, 2025) was 104 calendar days. That one visit, standing alone, clears the Montana 30-day cumulative-out-of-service threshold 3.4x over — before adding the second visit.
  • Federal Magnuson-Moss Warranty Act (15 U.S.C. § 2310): Even where the Montana 2-year / 18,000-mile presumption window has expired, federal Magnuson-Moss provides a parallel breach-of-express-written-warranty remedy that operates against the manufacturer for as long as the original new-vehicle warranty is in effect. Ram’s 5-year / 60,000-mile powertrain warranty covered the engine cooling system and the transmission across this entire repair history — the transmission replacement and the water-pump / pulley / fan-clutch cooling-system failures all sit squarely inside the powertrain warranty period and trigger Magnuson-Moss fee-shifting against Stellantis.
  • Manufacturer-level admission of internal failure: The most consequential single finding in this file is that Ram’s own authorized dealership documented burnt transmission fluid and a large amount of metal debris in the fluid pan together with stored DTC P1D90 — an internal-failure finding by the manufacturer’s own technicians, recorded in writing on a warranty repair order. The complete transmission, thermal bypass valve, and transmission cooler were replaced at Stellantis’s expense, with a TCM update and TCM Quicklearn procedure to complete the repair. A complete-transmission-replacement at the manufacturer’s direction is itself a manufacturer-level admission of nonconformity that leaves Stellantis no defensible breach-of-warranty position.
  • Cascading cooling-system failure: Worn bearings in the idler pulley, tensioner pulley, and water pump pulley — plus excessive play in the viscous fan clutch — all at the same visit, on a heavy-duty pickup at only 22,954 miles, establish a pattern of premature cooling-system component failure that strikes at the engine-cooling and accessory-drive integrity of the vehicle.
  • Manufacturer-issued recall: The Steering Column Control Module (SCCM) recall performed at Visit 2 is itself a Stellantis-issued admission that a steering-column electrical-system defect exists on this generation of the Ram heavy-duty platform — another manufacturer-level admission of nonconformity layered on top of the powertrain and cooling-system pattern.
  • Substantial impairment of use and market value: A heavy-duty work truck out of service for 104 consecutive days — with a complete transmission replacement on its history — is by any measure substantially impaired in both use and market value. A recorded transmission replacement on a Carfax for a 2023 Ram 2500 materially depresses resale value relative to any clean-history example of the same configuration.
  • Federal Magnuson-Moss fee-shifting: Repeated unsuccessful or major warranty repairs on a written-warranty nonconformity trigger 15 U.S.C. § 2310(d)(2) fee-shifting, requiring the manufacturer to pay the consumer’s reasonable attorney fees on a successful claim. Our client paid $0 out of pocket.
Easy Lemon Advantage: Ram 2500 heavy-duty pickup claims require attorneys who understand how Stellantis Techline escalation, automatic-transmission internal-failure diagnostics (P1D90, burnt fluid, metal debris in the pan), TCM update and TCM Quicklearn procedures, and federal Magnuson-Moss fee-shifting against Stellantis actually operate together — and how to leverage Ram’s 5-year / 60,000-mile powertrain warranty even where state-law presumption windows have closed. Our team built a visit-by-visit, DTC-by-DTC, part-by-part case — transmission, thermal bypass valve, transmission cooler, water pump, thermostat housing, idler pulley, tensioner pulley, viscous fan clutch — that left Stellantis little room to contest a meaningful Cash and Keep settlement on a working pickup. Our client paid $0 out of pocket; the manufacturer covers all legal fees.
Our Approach

How Easy Lemon Secured A $16,500 Cash And Keep Settlement

1

Free Case Evaluation

We reviewed the complete repair history and confirmed two documented warranty events totaling 105 cumulative days out of service — a single 104-day visit for a complete transmission replacement plus a follow-up visit including an SCCM recall and a starter cranking fault. We confirmed that the entire repair history sat squarely inside Ram’s 5-year / 60,000-mile powertrain warranty, triggering federal Magnuson-Moss leverage even on a Montana case outside the state-law 2-year / 18,000-mile presumption window.

2

Documentation & Case Building

Our team compiled every repair order, the stored DTC (P1D90 transmission failure), every replaced part (complete transmission assembly, thermal bypass valve, transmission cooler, water pump, thermostat and housing assembly, idler pulley, tensioner pulley, viscous fan clutch), the dealership’s own internal-failure finding (burnt transmission fluid with metal debris in the pan), every TCM update and TCM Quicklearn procedure, the loose fused B+ starter nut retorque, and the manufacturer-issued SCCM recall into an airtight timeline showing Stellantis’s inability to deliver a vehicle conforming to its express written warranty.

3

Demand To Stellantis

We filed a formal demand against FCA US LLC (Stellantis) citing Montana’s New Motor Vehicle Warranty Act (Mont. Code Ann. § 61-4-501 et seq.) and the federal Magnuson-Moss Warranty Act — documenting 105 cumulative days out of service (3.5x the Montana 30-day prong), a single 104-day visit that by itself exceeds the entire prong, a manufacturer-level internal-failure finding (burnt transmission fluid with metal debris) anchoring a complete transmission replacement, and the cascading cooling-system / accessory-drive failures (water pump, idler pulley, tensioner pulley, viscous fan clutch) compounding the breach-of-powertrain-warranty argument.

4

$16,500 Cash and Keep Settlement

Easy Lemon successfully secured a $16,500 Cash and Keep settlement from FCA US LLC (Stellantis) — the right outcome for a heavy-duty working pickup the client depends on, compensating the client for the lost use and the documented diminished market value of a 2023 Ram 2500 with a complete transmission replacement on its history. Our client paid nothing out of pocket for legal representation.

Case Status

$16,500 Cash and Keep Secured

$16,500 Cash and Keep
Client Keeps The Truck — Stellantis Pays Cash Compensation

Key Case Facts

  • Vehicle: 2023 Ram 2500
  • Purchased in: Montana (J.C. Billion Incorporated, May 30, 2023)
  • Status at purchase: Brand new (15 miles at delivery)
  • Mileage at first repair: 22,954 miles
  • Current mileage: 30,910 miles
  • Primary defects: Complete transmission replacement (DTC P1D90, burnt transmission fluid with metal debris — internal failure), water pump replaced, thermostat and housing assembly replaced, idler pulley replaced, tensioner pulley replaced, viscous fan clutch replaced, voltage drop event during engine squeal, loose fused B+ starter nut, SCCM recall performed
  • Repair attempts: 2 visits to an authorized Ram dealership
  • Days out of service: 105 cumulative days (Visit 1 alone: 104 days — individually exceeds the MT 30-day prong by 3.4x)
  • Manufacturer: FCA US LLC (Stellantis)
  • Settlement type: Cash and Keep — client keeps the truck, manufacturer pays cash compensation
  • Settlement amount: $16,500

Results may vary. Prior outcomes do not guarantee a similar result. Each case is unique and depends on its specific facts and applicable law. Attorney advertising. Easy Lemon® by RockPoint Law P.C.

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Legal Team

Attorney on Record

Steven Nassi, Esq. - Managing Partner

Steven Nassi, Esq.

Managing Partner — Easy Lemon by RockPoint Law P.C.

Licensed attorney specializing exclusively in lemon law across all 50 states. Steven leads the Easy Lemon legal team and has overseen thousands of successful lemon law claims against major manufacturers including FCA US LLC (Stellantis), Ford Motor Company, General Motors, Hyundai Motor America, Mercedes-Benz, BMW, and more.

Having Problems With Your Ram 2500?

A complete transmission replacement, burnt transmission fluid with metal debris, a stored DTC P1D90, premature cooling-system failures, or a check engine light that keeps coming back on the heavy-duty pickup you trusted for work are unacceptable — and even where state-law presumption windows have closed, you may still qualify for a meaningful settlement under federal Magnuson-Moss while Ram’s 5-year / 60,000-mile powertrain warranty is in effect. Free case evaluation — 30 seconds.

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Common Questions

Frequently Asked Questions

Can I file a Montana lemon law claim on a 2023 Ram 2500?
Yes. Montana’s New Motor Vehicle Warranty Act, codified at Mont. Code Ann. § 61-4-501 et seq., protects new-vehicle buyers in Montana — including buyers of heavy-duty pickups like the Ram 2500 — within a two-year-from-delivery / 18,000-mile term of protection. The statute creates a presumption that a reasonable number of repair attempts have been made if the same nonconformity has been the subject of four or more repair attempts, or if the vehicle has been out of service for a cumulative total of more than 30 days by reason of repair. Where a vehicle falls outside Montana’s 2-year/18,000-mile presumption window, the federal Magnuson-Moss Warranty Act (15 U.S.C. § 2310) provides a parallel breach-of-express-written-warranty remedy that operates against the manufacturer for as long as the original new-vehicle warranty is in effect — and Ram’s 5-year / 60,000-mile powertrain warranty covered the engine and transmission across the entire repair history on this case.
Does a Ram 2500 with 105 days out of service and a complete transmission replacement qualify under federal Magnuson-Moss?
Yes — emphatically. The Ram 2500 spent 105 calendar days out of service across two documented warranty visits, including a single 104-day visit during which the transmission was diagnosed with stored DTC P1D90, found with burnt transmission fluid and a large amount of metal debris in the fluid pan (an internal-failure finding by the manufacturer’s own authorized dealership), and replaced together with the thermal bypass valve and the transmission cooler. The water pump, thermostat and housing assembly, idler pulley, tensioner pulley, and fan clutch on the viscous fan were also replaced in that same visit. A complete transmission replacement at the manufacturer’s own direction — burnt fluid, metal debris, P1D90 — is itself a manufacturer-level admission of nonconformity and the kind of substantial impairment of use and value that federal Magnuson-Moss is designed to address. The defects were inside the Ram 5-year / 60,000-mile powertrain warranty, and a parallel breach-of-warranty argument operates even where the Montana state-law 2-year / 18,000-mile presumption window has expired.
What does Cash and Keep mean on a 2023 Ram 2500 settlement?
Cash and Keep means the manufacturer — in this case FCA US LLC (Stellantis), the manufacturer of record for the Ram 2500 — pays a cash settlement to the client and the client keeps the vehicle. This is often the right outcome on a heavy-duty working pickup where the client depends on the truck for income or job-site duty cycle and does not want to surrender the vehicle. The cash payment compensates the client for the lost use, the diminished market value of a vehicle with a documented transmission replacement on its history, and the breach of express written warranty. Our client paid $0 out of pocket — Stellantis covered all legal fees under the federal Magnuson-Moss fee-shifting provision.
How does Easy Lemon handle Ram 2500 transmission replacement and engine cooling lemon law claims?
Easy Lemon files a formal demand against FCA US LLC (Stellantis) citing the applicable state lemon law and the federal Magnuson-Moss Warranty Act. A complete transmission replacement on a heavy-duty Ram 2500 — especially one preceded by stored DTC P1D90, burnt transmission fluid, and metal debris in the fluid pan (a manufacturer-level admission of internal failure) — is the kind of substantial-impairment-of-use defect Magnuson-Moss was designed to remedy. We compile every repair order, every diagnostic trouble code (P1D90 in this case), every replaced part (transmission assembly, thermal bypass valve, transmission cooler, water pump, thermostat and housing, idler pulley, tensioner pulley, viscous fan clutch), every dealer notation (the 104-day visit duration, the burnt fluid and metal debris finding), and every TCM update and TCM Quicklearn procedure into an airtight timeline showing the manufacturer’s inability to deliver a vehicle conforming to its express written warranty. The manufacturer pays all attorney fees — our clients pay nothing out of pocket.
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